Terms & Conditions
Terms and Conditions
Welcome to Durgesh Financial Services, your trusted source for loan services in Nagpur and across India. By accessing or using our website (www.durgeshfinancial.in), you agree to comply with and be bound by the following terms and conditions:
1. Loan Services
Durgesh Financial Services offers a variety of loan products, including personal loans, business loans, home loans, vehicle loans, and education loans, to individuals and businesses in Nagpur and PAN India.
2. Eligibility Criteria
Applicants must meet the eligibility criteria specified by Durgesh Financial Services to qualify for a loan. Eligibility criteria may vary depending on the type of loan and other factors determined by Durgesh Financial Services.
3. Loan Approval
Loan approval is subject to verification of applicant information, credit assessment, and compliance with Durgesh Financial Services' lending criteria. Meeting the eligibility requirements does not guarantee loan approval.
4. Interest Rates and Fees
Interest rates and fees applicable to loan products are determined by Durgesh Financial Services and may vary based on market conditions, loan amount, and applicant's creditworthiness. Detailed information regarding interest rates and fees will be provided upon application.
5. Repayment Terms
Loan repayment terms, including tenure and installment amounts, are specified at the time of loan approval and may vary depending on the type of loan. Borrowers are required to adhere to the repayment schedule outlined in the loan agreement.
6. Documentation
Applicants must provide all required documentation as per Durgesh Financial Services' requirements to complete the loan application process. Failure to provide accurate and complete documentation may result in delays or rejection of the loan application.
7. Disbursement
Loan disbursement is subject to the completion of all required documentation, verification processes, and approval by Durgesh Financial Services. Disbursement timelines may vary depending on the type of loan and other factors.
8. Default and Late Payment
Borrowers are responsible for making timely payments as per the agreed-upon repayment schedule. Failure to repay the loan on time may result in additional charges, penalties, and adverse effects on the borrower's credit score.
9. Modification of Terms
Durgesh Financial Services reserves the right to modify or update these terms and conditions, including interest rates, fees, and eligibility criteria, at any time without prior notice. Changes will be effective upon posting on the Website.
10. Governing Law
These terms and conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these terms and conditions shall be subject to the jurisdiction of the courts in Nagpur.
Contact Us
If you have any questions or concerns regarding these terms and conditions, please contact Durgesh Financial Services at +918459848746 / +918275462366
Email - durgeshfinancial@gmail.com
Address - Plot no 10 C Opposite Indian gas agency Near SD HOSPITAL Ganesh Nagar Nagpur - 440024